Equipment Coverage Insurance
Equipment coverage (inland marine) protects the gear your ice climbing operation depends on — technical climbing equipment, rental fleets, and rescue gear — wherever it travels, against theft and damage.
Equipment Coverage for Ice Climbing Operations
An ice climbing operation runs on its gear. Ropes, ice axes and tools, crampons, ice screws, harnesses, helmets, belay devices, and rental fleets represent a major investment — and that gear lives in the field, in vehicles, and at remote venues where theft and damage are real risks. Equipment coverage (inland marine) follows your gear wherever it goes.
What's Covered
- Theft: Gear stolen from your vehicle, trailer, base, or a trailhead
- Accidental damage: Equipment damaged in the field or in transit
- Rental fleet coverage: Gear you rent or issue to clients
- Rescue and safety equipment: Ropes, hardware, and rescue kits
- Mobile and off-site coverage: Protection on the road and at remote venues
What's Typically Excluded
- Normal wear and tear and gradual deterioration
- Gear retired for age or use cycles
- Manufacturer defects (handled under warranty)
Right-Sizing Your Limits
A guide service with a full rental fleet, rescue caches, and multiple guides can easily carry tens of thousands of dollars in technical equipment. We help you schedule high-value items and set a blanket limit so a single theft or in-field loss doesn't come out of your own pocket.
What's Covered
Frequently Asked Questions
No. General liability covers third-party injury and property damage claims. Your own equipment requires a separate equipment / inland-marine policy that follows the gear wherever it travels.
Yes — rental and issued gear can be scheduled or covered on a blanket basis under an equipment policy. We size the limit to your fleet value so a theft or in-field loss is covered.