Coverage Options
Ice Climbing Insurance
Every policy an ice climbing operation needs — in one place, from specialists who know the sport.
General Liability Insurance
General liability is the foundation of ice climbing business coverage. It protects against third-party claims of injury or property damage arising from your guiding, instruction, and operations.
Guide Professional Liability Insurance
Professional liability — also called errors & omissions — covers claims that a guide's or instructor's professional decisions, instruction, or failure to meet the standard of care caused injury or loss.
Participant Accident Insurance
Participant accident coverage provides medical expense benefits to your clients and program participants who are injured during your activities, on a no-fault basis — a powerful complement to liability coverage.
Equipment Coverage Insurance
Equipment coverage (inland marine) protects the gear your ice climbing operation depends on — technical climbing equipment, rental fleets, and rescue gear — wherever it travels, against theft and damage.
Abuse & Molestation Liability Insurance
Abuse & molestation liability covers claims of abuse or molestation arising from your programs — a critical coverage for any operation that works with youth, students, or vulnerable participants, since standard GL often excludes it.
Commercial Property Insurance
Commercial property covers the physical assets of your ice climbing operation — your gym or base facility, build-out, retail inventory, and equipment — against fire, theft, and other covered perils.
Workers Compensation Insurance
Workers comp is required from your first employee and provides medical and wage benefits to staff injured at work — from guides and instructors to gym and retail employees.
Ready to Protect Your Ice Climbing Operation?
Get a comprehensive quote in minutes. Same-day binding, same-day certificates. Specialty coverage for guides, outfitters, gyms, and expeditions.